Texas homeowners losses by county

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When your insurance company accepts your claim, the amount they pay is called a paid loss. This webpage gives county-level paid losses for homeowners policies. Data does not include renters, condos, and dwelling policies. 

A dwelling policy covers damage to the home structure only from specified perils. It’s a subset of a homeowners policy. A homeowners policy covers a package of items, including the dwelling, personal belongings, detached structures, personal liability, and loss of use.

Use the drop-down menus to select year, loss type, and county or counties. The data does not include wind or hail losses from Texas Windstorm Insurance Association (TWIA).*

If you're using a mobile phone, view in landscape mode by turning phone horizontally.

Source: Texas Statistical Plan for Residential Risks
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Map information

• Heat map coloring is based on average loss per policy.

• Loss type: Peril or hazard for which losses were paid.
• Paid losses: Paid loss amount for the selected calendar year and county.
• Loss per policy: Paid loss divided by number of active policies.
• Annual change in losses per policy: Percent change in “Loss per policy” from the prior year.

When you hover over a county you’ll see:

• Active policies: Number of policies active (in-force) at the end of the calendar year.

*TWIA policies provide wind (including hail) coverage for property located in 14 coastal counties and parts of Harris County east of Highway 146. The counties are Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, and Willacy. When property is located inside the city limits and east of Highway 146, these portions of Harris County are also included: La Porte, Morgan’s Point, Pasadena, Seabrook, and Shore Acres.